Comprehensive - Cover you car if it is stolen or if it is damaged by something other than a collision with another car or object. Comprehensive insurance will also reimburse you if your windshield is cracked or shattered. 

Uninsured and Underinsured Coverage - If you are hit by an uninsured driver, or are the victim of a hit and run accident, this type of coverage will allow you, a member of your family, or a designated driver to be reimbursed for damages. Underinsured coverage is used when an at-fault driver does not have enough insurance to pay for the costs to repair your vehicle.

Bodily Injury Liability - Bodily injury liability covers the designated driver or policy holder if they are injured in an auto accident or if they cause injury to others.  Family members listed in your policy are also covered if driving another persons vehicle with their permission.

Medical Payments - Medical payments pay for the care of injuries to the driver and passengers of the policyholders car in the event of an accident. You can opt to include medical costs, lost wages, and possible funeral costs.

Property Damage Liability - Property damage liability covers the damage you or someone driving your car, with your permission, does to another persons property.

Collision - Collision covers damages to your car that results from a collision with another vehicle or object, also covers your car against damage from potholes, or if it flips over.